Simple topic for research paper
Thursday, August 27, 2020
Renaissance and the church
The renaissance time frame is known to have effectsly affected the Catholic Church, both positive and negative. This was the period when the Catholic Church increased a great deal of prevalence from individuals. In any case, it was additionally during this period when the congregation nearly crumbled. This paper looks to set up the different ways that the ascent and the close to fall of the congregation were because of the renaissance period.Advertising We will compose a custom article test on Renaissance and the congregation explicitly for you for just $16.05 $11/page Learn More Despite the a lot of complexities that were existent during this period, there was a declining impact of the Catholic Church. Most humanists believed that the congregation despite everything had customary standards, qualities and strategies which they felt that they were getting obsolete and ought to consequently change. In the prior periods, the Catholic Church was a basic piece of the structure that depend ed on the unwaveringness between vassals of the primitive framework and the rulers. In the renaissance time frame nonetheless, there was a move on center from strict issues to cash matters. The congregation made some hard memories changing in accordance with this new way of thinking. Subsequently the congregation had been blamed on the reason for defilement on a few events, a demonstration which gave the congregation a terrible notoriety. The high respect of the congregation was additionally injured as some congregation heads despoiled the scriptural guidelines they were assigned to maintain and existed no contrastingly that the common traders and political numbers. This was moreover exacerbated by the appreciation by the new sovereigns that, so as to look after incomparability, the congregation needed to work as indicated by its customary principles and guidelines, rehearses that were blurring in the congregation. This was on the grounds that some congregation heads were acting in a way which was in agreement to the standards of the Catholic Church. In spite of the fact that there was decrease in the fame of the Catholic Church during this time, there was some development in strict issues. This for the most part occurred in the fourteenth to the fifteenth century in a period which later came to be known as The Reformation. It was increasingly basic in the sixteenth century. Decrease of the Church The ecclesiastical porch was embarrassed when, in the in the early long periods of the fourteenth century, the French ruler implemented them to Avignon. This stressed move drove the places of worship highest pioneers to develop as the subjects of France.Advertising Looking for article on history? How about we check whether we can support you! Get your first paper with 15% OFF Learn More The congregation, in its place of giving strict initiative to the quickly moving society, became pre-busy with its administration of staff and methods. The quandary turned out to be s urprisingly more terrible during the Great Schism, when adversary popes competed for intensity of the congregation. This was proof of covetousness in the congregation. A definitive result additionally decreased the political load of the congregation. There were praiseworthy pioneers of the Catholic Church for the length of these occasions. Nicholas V and Pius II, who trailed the last mentioned, were taught, sincere and honorable leaders of the congregation. There were what's more different popes, similar to Alexander VI, who was pope in the year 1492, Julius II and furthermore Leo X, who were essentially worried about the political grounds, the underwriting of their families and the donation of the craftsmanship. These popes moreover debilitated the ability of the Catholic Church to have expert on the general public and furthermore in legislative issues. With its destabilized position, the congregation set up that its ecclesiastical force was getting progressively tested, both in th e region and countrywide. These tests to the ecclesiastical impact, known as ââ¬Å"heresyâ⬠, thrived, and pundits ended up being progressively real to life and overflowing The Growth of Religion The concern of the temples circumstance was a result of the intensity of the congregation, not the defect. The weight of the Catholic Church was bombing however there was at this point expanding acknowledgment of religion completely through all locales of Europe (Barry, 11). Religion began to upset. Evangelists approached the heathens to ask absolution (atone). This affiliation had confidence in straight divine revelations without the congregation as an operator. Individuals who fought the Catholic Church, alongside their conflicting convictions, represented a danger to standard religion. Famous unconventional developments supported their development and kept on brave ecclesiastical power. A few divisions of these developments happened to be so ready to have the entire Catholic Church discarded. For the span of the 14 century, a British scholar, John Wycliffe began airing his complaints against the Catholic Church in his trainings and contents. These blasphemers develop to be mainstream because of their assaults, yet they hang about as a little underground. The prevalence of the reformers expected to alter the Catholic Church, not dispose of it. There was a noteworthy scholar in the early occasions of the sixteenth century at the University of Paris who upheld conciliar hypothesis. This speculation planned for making a reorganization to the Catholic Church by killing the preeminent impact of the pope and placing it in a typical council.Advertising We will compose a custom article test on Renaissance and the congregation explicitly for you for just $16.05 $11/page Learn More The renaissance time frame can henceforth be viewed as a period that implied a great deal of preliminaries and ensuing tribulations to the Catholic Church overall. It kept the congregation in steady changes (Starn, 22). Works Cited Barry, William. The Renaissance. The Catholic Encyclopedia. New York: Robert Appleton Company, 1911. Vol. 12. Starn, Randolph. ââ¬Å"A Postmodern Renaissance?â⬠Renaissance Quarterly. 2007. 60(1): 1-24 This paper on Renaissance and the congregation was composed and put together by client Damaris Morrow to help you with your own investigations. You are allowed to utilize it for examination and reference purposes so as to compose your own paper; be that as it may, you should refer to it in like manner. You can give your paper here.
Saturday, August 22, 2020
Comparative economic systems Essay Example | Topics and Well Written Essays - 2500 words
Near financial frameworks - Essay Example With industrialization came the requirement for a gifted and various workforce where customary work courses of action were not, at this point plausible. During the Cold War time frame the world was isolated into two principle camps with the West (USA, W. Europe) grasping a free market monetary framework and the East (USSR, China) grasping an order financial framework. In a free market monetary framework a nationââ¬â¢s financial exercises are the aftereffect of individual choices by purchasers and merchants reflected in the cost of items and administrations in the commercial center. Individuals have the opportunity to build up their gifts and capacities and take up work or enter callings as indicated by singular decision. They can likewise create and flexibly products and ventures as private organizations uninhibitedly inside lawful and authoritative commitments. The free market monetary arrangement of the West adumbrating free undertaking has been (and keeps on being) alluded to as private enterprise. Up until the finish of the Cold War, private enterprise was a term of slander toward the East where socialism ( a term of insult toward the West) was the term utilized for an order economy where all monetary action of the country was controlled midway by the administration (interceded by the Communist Party). No private people were permitted to claim and work the methods for creation of merchandise and enterprises. Open possession, with the exception of in exceptionally little scope, neighborhood financial movement, was the standard. As everybody knows, USA represents the paradigmatic industrialist state while Soviet Russia and China used to embody socialism. Things have changed for Russia and China since the 1980s (in spite of the fact that the last despite everything clutches the socialist mark) and what these progressions are, the manner by which they have been received and the advancement accomplished are the worry of this paper. A third sort of monetary framework called communism is embraced by certain nations with a large portion of the significant ventures,
Friday, August 21, 2020
CFPB Launches Financial Education Tool for Servicemembers - OppLoans
CFPB Launches Financial Education Tool for Servicemembers - OppLoans CFPB Launches Financial Education Tool for ServicemembersInside Subprime: June 27, 2019By Jessica EastoThe Consumer Financial Protection Bureau (CFPB) announced last month the launch of a new financial education tool for active-duty servicemembers.The tool, called Misadventures in Money Management, was originally launched in 2016 for young recruits who were awaiting their basic training. According to the Office of Servicemember Affairs, âthe goal of the tool is to teach future servicemembers they can avoid common financial mistakes that can cause significant problems with their personal finances,â including information about:choosing a bank or financial institutionunderstanding the Servicemembers Civil Relief Actavoiding impulsive purchasesThe CFPB describes it as âa cutting edge, graphic novel meets choose your own adventure virtual learning experience.â As of May 2017, there were 10,000 users of the tool with an overall completion rate of more than 60 percent.Participants c an view the leaderboard to see how their branch of the military stacks up. As of this writing, the US Coast Guard was on top with a 78.61 percent completion rate while the US Air Force ranked the lowest, with only a 25.71 percent completion rate.In 2017, the program launched a second course specifically designed for students enrolled in the Reserve Officersâ Training Corps (ROTC) for the Army, Navy and Air Force. Now, the tool is available to all active-duty service members, including the ROTC and the National Guard, so that they, too, can âfight zombies, time travel, save the world from aliens and learn how to make smart financial decisions.ââMisadventures in Money Management is a valuable resource for servicemembers and their families that will help them understand their options in the financial marketplace so they can avoid the most common mistakes,â said CFPB Director Kathleen L. Kraninger in a statement. âImproving the financial readiness of our military servicememb ers is important so they can focus on the mission at hand.âFinancial stress has increased among military families in recent years, and military life comes with unique financial challenges, including frequent moves that bring additional expenses and difficult job searches for partners and spouses.Predatory lenders, such as those that deal in payday loans (aka cash advances) and title loans, frequently prey on servicemembers, and studies have shown that military families have more debt and fewer assets than civilian families.According to the CFPB, 8,000 servicemembers are discharged each year due to financial problems, and the cost to the government to replace these servicemembers is about $450 million a year.Learn more about payday loans, scams, and cash advances by checking out our city and state financial guides, including Florida, Illinois, Chicago, Ohio, Texas, and more.Visit OppLoans on YouTube | Facebook | Twitter | LinkedIn
Monday, May 25, 2020
Hungergames Essay - 1058 Words
Monologue model Year 11 Katniss Everdeen volunteering in Primââ¬â¢s place as tribute and deciding to fight against the injustice of the Games Katniss enters slowly, stunned, and then as the realisation of the words set in, she races towards the front of the stage to face the panel. And the girl tribute for District 12 is â⬠¦ Primrose Everdeen! Not Prim! Not my little duck! There must be some mistake! This canââ¬â¢t be happening! Stop! I volunteer! I volunteer as tribute in her place! I am Katniss and I wish to be Tribute for District 12. Donââ¬â¢t take Primrose! Katniss takes a minute to compose herself before continuing. I promise I will do whatever I can to bring victory to this District and that I will be a true and brave Tribute if youâ⬠¦show more contentâ⬠¦I could never let her have to confront the degradation or torment of weeks of competition ââ¬â she would not last a second. The other tributes would see her as a frightened deer ââ¬â easy prey ââ¬â and crush her like a bug. Pacing up and down and stopping every now and again to face the audience and look at them with conviction. Me on the other hand? At least I can hunt and I am pretty good with a bow. I am a stronger person much more capable of looking after myself and using my wits to protect me than Prim will ever be. She is a baby! It astounds me how the Capitol can continue to hold these barbaric games. They have already taken our livelihoods and our freedom ââ¬â what good could possibly come of the senseless slaughter of innocent children apart from the punishment for an uprising that happened so long ago, it is not in my memory. Why must the children be put to death? Moves to centre stage and sits The anguish I am feeling is rising up in my chest, threatening to flood over me and cause more misery and hopelessness than I am already experiencing. But I am stronger than that! Stands again and moves stage left I will overcome this sense of utter desolation and take on the challenge of sticking to the Capitol in any way I can. Being led into this room reminds me of what prison must be like for those who betray the Capitol and it hardens my resolve. I am determined more than ever to fight for my freedom and the freedom of all children of Panem. We are not lambs
Thursday, May 14, 2020
American History Native Americans - 829 Words
Have you ever wondered what it would be like to be Native American during the European invasion? In American history Native Americans were treated unfairly. The American government mistreated the Natives by lying to them and treating them as foreigners. After years of fighting for freedom the Natives did not achieve their goal for freedom. The Trail of Tears, being the most tragic event in American history, was due to the Removal Act in the 1830s, the misguidance of President Andrew Jackson, the discovery of gold, and the false promises made to the Native Americans. In the beginning of the 1830s, about 150,000 Native Americans lived on the lands of Georgia, Florida, Tennessee, and Alabama. By the end of the 1830s the Indians were moved out and the few left were workers for the Europeans. The Native Americans were sent to ââ¬Å"Indian Territory.â⬠The article informs that, ââ¬Å"Some wanted to stay and fight. Others thought it was prognostic to agree and leave in exchange for money and other concessionsâ⬠(Trail of Tears). The government promised to keep land for the Indians but the greed of the whites made the Indian population shrink. These settlers kept coming in whenever they saw the opportunity for gold. During the 1830s, the discovery of gold made the southeast region of the United States a prime region for prospectors. This led to the Removal Act of the Native Americans. The Native Americans were forced out of their land so the European immigrants could have somewhere toShow MoreRelatedNative American History : Native Americans1099 Words à |à 5 Pages Native Americans A few thousands of years before the famous and high recognized explore Christopher Columbusââ¬â¢ ships landed in the Bahamas, a distinctive group of people discovered America. The ancestors of modern Native Americans who hiked over a ââ¬Å"land bridgeâ⬠from Asia more than 12,000 years ago. In fact, there is an estimate that more than 50 million people were already living in the Americas. As time passed, these migrants and their descendants pushed south and east, adapting as they wentRead MoreNative Americans And American History988 Words à |à 4 PagesThroughout history, relationships between the Native Americans and the United States have been nothing but battle torn, and unfortunately have followed a consistent path of betrayal. There is no denying the universal fact that Native Americans have been unfairly treated and portrayed throughout American history. According to American history written during and after the war the Indian Wars that occurred were very subjective, and prejudiced in its depiction of the Native Americans. For example oneRead MoreNative American History : Native Americans1879 Words à |à 8 Pagesâ⬠¯Ã¢â¬ ¯Native American Lives Since the beginning of time, conquering other societies has been a common occurrence. Almost every battle that has taken place has been documented. When stories of past battles are retold, only one side of the tale gets told, the victorââ¬â¢s side. In history, the ones who have been defeated never get to present their perspective of the tragic quarrels. Most never even lived to tell the stories, but the ones who do survive are not thought of as important accounts in history.Read MoreNative Americans And American History1036 Words à |à 5 PagesNative Americans do not experience enough social, political, and economic equality today because their stereotypes are portrayed in media, they do not have enough government representation, and they are not as well off as most Americans. Education plays a big part in how Native Americans are represented. Many schools, according to ââ¬Å"The Coddling of the American Mind,â⬠are overprotective of their students, thus censoring and limiting some important topics that students are required to learn. ThisRead MoreNative Americans And American History1396 Words à |à 6 PagesNative Americans have remained a prominent aspect of American history; not just a history of the people, but a history of the land and the extensive traditions that shadowed it, like footprints in the sand. However, when the Europeans staggered over with indifference towards the natives and their unusual customs, a conflict erupted that dates back hundreds of years and continues into the present. As the United States grew further more intolerant of the natives, the daring judgment to either assimilateRead MoreNative Americans And American History Essay969 Words à |à 4 PagesNative Americans, or Indians, as they were mistakenly called, have been the ââ¬Å"pathetic footnotes to the main course of American historyâ⬠(Axtell 981). But James Axtell, the author of Colonial America without the Indians: Counterfactual Reflections, would beg to differ. He says that instead, Indians played a key role in making America great. James Murray gives another term to describe Americaââ¬â¢s greatness: Americaââ¬â¢s ââ¬Å"exceptionalism.â⬠Throughout his article Axtell makes many points as to why IndiansRead MoreThe American Of Native American History Essay2006 Words à |à 9 PagesLong before Europeans landed on the east coast of the American continent, native peoples were living and thriving across the land. This is historical fact that is taught in schools across the country. However, much of the rest of Native American history that we are exposed to in schools really does not reflect truth. While the broad lessons capture parts of the story, the reality is that much of the history is distorted and paints an inaccur ate picture of the tribes and how they were treated by settlersRead MoreNative Americans History1879 Words à |à 7 PagesWhen asking a child, educated or not, what they ideas are when they hear the term Native American where does they mind venture to? More than likely do they not consider the former House of Representative, Charles D. Curtis or professor pitcher Joba Chamberlain. But they also do not think of a Native American as being an average person, a boy/girl like themselves. What children believe to be Native American are descriptions such as, feather headdresses, tomahawks, and long braided hair or scalpedRead MoreNative American History And History785 Words à |à 4 PagesAs we speak and history verifies the very fact of the long-standing planning practices of American Indian that had enabled them to survive through every hurdle placed in the way. Although many Native American societies didnââ¬â¢t have a written language, many tribes were advanced enough and had writ ten history or organized spiritual ceremonies and practices. Many tribes were destroyed and others moved far away from their ancestral home. Since the origin, and till now, American Indians have been ableRead MoreAmerican History : Native American Religion1615 Words à |à 7 PagesAmerican History: Native American Religion The North American community in todayââ¬â¢s worlds has embraced Christianity, Muslim and other popular religious beliefs. Finding the ancient religious practices in action is rare, but not impossible. The communities had their own believes concerning gods and philosophies of good and evil before they were colonized. The communities have lost most of their beliefs and practices as they took place in the earlier community to popular religions which were introduced
Wednesday, May 6, 2020
A Plan For Student Loan Debt Burden - 995 Words
Marco Rubio has a plan for students. Since the 1980s, the student loan-debt burden has risen to $1.2 trillion, which is nondischargable, meaning that the debt could follow you for the rest of your life. States have cut education funding and in response, universities raised tuition. And it does not seem that politicians are taking any meaningful action to ameliorate this debt burden. Rubio wants businesses to invest in individual students and after graduation; the student ââ¬Å"will pay a percentage of my salary over a defined period of time in return for that investment.â⬠(The Wire) There are several problems with this arrangement not the least of which: It smacks of indentured servitude. The arrangement puts the student in the same financial place as traded securities: i.e. bought and sold. In addition, investing in an individual student would be on its face a more risky ââ¬Å"investmentâ⬠if the student were from low-income families. This plan might work for student from high-income families: Students from high-income families can use their family income, and assets as tangible collaterals; and goodwill, namely, family name and reputation as intangible ââ¬Å"collaterals.â⬠So in institutions of higher learning, the poor would be underrepresented in the student population if the Marco Rubio model is deployed. According to an article in (USA Today), in 2013, the governmentââ¬â¢s profit from student loans was $41.3 billion: It was $49.9 billion in the previous years. But should the governmentShow MoreRelatedThe Debt And Interest Of Student Loans1164 Words à |à 5 Pages The amount of student loans that one accumulates throughout post-secondary education can become a heavy burden. In addition, the study conducted by Scheresberg, Lusardi, and Yakoboski (2014) show that a surprising amount of students are not aware of the financial burden that they have acquired until they are deep in debt and interest. They summarize that: Overall, there is a notable mismatch among college-educated Millennials between their perceived and demonstrated levels of financial literacyRead MoreBenefits Of A Student Loan Debt991 Words à |à 4 PagesWhen a student finally graduates from college there is this excitement that comes to you. You finally graduated and now can apply the things you have learned in the job or career you plan on. Unfortunately, itââ¬â¢s not that simple, many graduating student finds themselves in hug student loan debt. The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, an average balance of $29,000. Men and women laboring under student debt are postponing marriageRead MoreCollege Graduates Suffering From Excessive Financial Burden As A Result Of Student Loan Debt1657 Words à |à 7 Pagesââ¬Å"Over the past decade, the total volume of outstanding student loan debt has tripled and is now over $1 trillionâ⬠(Jaquette and Hillman). This a larming trend illustrates the immediate need to address the issue of college graduates suffering from excessive financial burden as a result of student loan debt. According to Ozan Jaquette, Ph.D., assistant professor of higher education in the Department of Educational Policy and Practice, and Nick Hillman, Ph.D., assistant professor of Educational LeadershipRead MoreCollege Tuition1075 Words à |à 5 Pagesin this essay is my own work. If I have used outside sources, I have acknowledged them through correct documentation.â⬠Student Loans Today college tuition prices are rising. Paying for college can often be a stressful responsibility. A college education is very important for many students, but when stressing on how to pay for college gets in the way, it becomes more of a burden. Kim Clark effectively states the rising prices of college tuition in her article, ââ¬Å"The Surprising Causes of Those CollegeRead MoreReducing The Burden Of Student Debt1526 Words à |à 7 PagesStudent debt has been growing over the years rapidly, not just because the majority of people attending college but also because the prices of college have gone up. One of the reasons is that parents donââ¬â¢t really look into making a college fund. Most parents haven t saved a penny for education or for anything else in recent years. There has been so many students today that are in major debt and donââ¬â¢t know how to get out of the hole they have made. Student debt is still going up here recently inRead MoreEducation Loan Debt Impact On Graduates Lifestyle, Income, Career Satisfaction1253 Words à |à 6 PagesI. Title: Education loan debt impact on graduatesââ¬â¢ lifestyle, income, career satisfaction II. Introduction The return on investment for a college degree has grown however the cost of higher education has increased at faster rate. The growth in tuition and fees has led to an increased need for students to take on educational loans to fill in the funding gap; federal loans now make up 45% of student aid packages (Baum Oââ¬â¢Malley, 2003). Educational loan debt has transitioned from an individual problemRead MoreEducation Debt: The Problem and Solutions Essay1125 Words à |à 5 Pagesever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduatesââ¬â¢ lives, and my thesisRe ad MoreWhy Is Not Student Loan Forgiveness?1161 Words à |à 5 PagesStudent loan forgiveness remains such a vital topic to many individuals because the exorbitant costs of post-secondary education require a majority of students to take on debt in order to simply improve themselves and advance intellectually. Thousands of students are graduating college every year, each with several thousands of dollars in debt. This area is important to research because it will provide insight into the futures of all college students immersed in the deep debt that appears to consistentlyRead MoreA College Education Is Not Only An Absolute Requirement1253 Words à |à 6 PagesToday, students and graduates face long lasting consequences when it comes to student loan debt, which in recent years has become increasingly problematic and inevitable regardless of the precautions a student takes. No amount of awareness or understanding can change the lasting impacts that taking out student loans has. Purs uing a college education today, is nothing like it once was or once promised to be. Before, getting a degree meant an almost guarantee to find a good paying, stable job. NowRead MoreIs College Education A Tax Policy Program? Essay1635 Words à |à 7 Pagesgoing to make their lives easier by taking all the previous burden away, leading them to establish themselves and save for the future with an early start. THIS should be the reality, the outcome after graduating. Unfortunately, unless people come from a rich family or gained a rare full ride to college, the realities of the aftermath are not that bright. Because almost all students canââ¬â¢t afford to attend college, the consumption of student loans comes back to haunt them in the end. Since the government
Tuesday, May 5, 2020
Financial Securities in Capital Market â⬠MyAssignmenthelp.com
Question: Discuss about the Financial Securities in Capital Market. Answer: Introduction: It is a case in which Mark and Paul, two marketing student has presented 2 investment proposal in front of the investors to analyze them and make an investment into them so that the worth of invested amount could be enhanced. In this report, for the assistance of the investors, both the projects have been analyzed so that the investors could take a better decision. First investment proposal is related to the restaurant proposals where the investors would invest into the restaurant to enhance the worth of the invested amount. Further, second investment proposal is related to buying some financial securities to enhance the worth of the invested amount (Lafond and Roychowdhury, 2008). In first investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, budgeting techniques have been analyzed t o identify the performance of the investment proposal and the total return which would be got by the investors through this investment project. In second investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, capital budgeting techniques have been analyzed to identify the performance of the investment proposal and the total return which would be got by the investors through this investment project. An investment opportunity is required for every individual and organization to manage the funds and enhance the worth of the funds through getting the return and profit. Investment opportunity could be got by every investor at any moment of the life. These opportunities could be anything such as investing into the new project, machineries, financial securities, capital market, security market, diversification of organization, new machineries etc. Investments are the main way to adopt the market changes and according to that, manage the invested amount. Investments have changing environment. It is not required that the investors always get the positive return from the market. Sometimes, due to various changes into the market and the economical changes, the investment changes could be enhanced or deducted (Horngren, 2009). Still, an investor always looks for the high return and the expectation to manage and enhance the worth of the invested amount. There are many ways to identify that whether the investment would offer high return or not. In this report, there are 2 investment proposals. In first investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, budgeting techniques have been analyzed to identify the performance of the investment proposal and the total return which would be got by the investors through this investment project (Garrison, Noreen, Brewer and McGowan, 2010). In second investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, capital budgeting techniques have been analyzed to identify the performance of the investment proposal and the total return which would be got by the investors through this investment project. Restaurant Investment opportunity: In first investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, budgeting techniques have been analyzed to identify the performance of the investment proposal and the total return which would be got by the investors through this investment project. According to this case, the investors would have cash in hand worth of $ 80,000. The investors would be required to buy Machineries or equipment worth of $ 30,000, consequently there are many other types of machinery which is also required by the investor to buy for managing the restaurant and start the restaurant business (Deegan, 2013). Further, company would be required to buy furniture, vehicles, and utensils and more, meals and drinks would be required for the inventors to buy to offer the products and meal to the guest of the restaurant. According to the case, $ 10, 000 would be spent by the business to buy the meals in for a week. This process would be start from the 1st June of the business and would run, till the business run in the market. This amount would be paid back to the suppliers on 1st August. Further, $ 20, 000 would be spent by the business to buy the drinks in for a month. This process would be start from the 1st July of the business and would run, till the business run in the market (Brown, Beeke and Verhoeven, 2011). This amount would be paid back to the suppliers on 1st August. The amount of drinks would be paid back by the company according to the %. Such as in first month, 10% of the amount would be paid in the first month, in second month, 45% of the amount would be paid in the second month, in third month, 45% of the amount would be paid in the third month. Further, the labour of the company is total 6 in the number which are working for the 6 days in a week and the working hours of the company is 6 hours in a day. Rate of the labour is $ 23 per labour hour and the total week in a month is 4. Further, $ 10,000 would be withdrawn by the companys investors every month. The total overhead of the company is $5000 per month and the sales of the company would be 20000 meals in first month, 18000 meals in second month, 18000 meals in third month and 22000 in forth month. The Average selling price of the products is the $ 45 (Brewer et al, 2005). Sales budget is a financial statement report that express the user about various future prediction related to the products and services which would be sell by a company. Sales budgeting reports are prepared by the organizations to analyze the total unit which could be sold and the total income from sales (Needles, Powers and Crosson, 2013). This helps the business to make the next steps accordingly. According to this case, the sales of the company would be 20000 meals in first month, 18000 meals in second month, 18000 meals in third month and 22000 in forth month. The Average selling price of the products is the $ 45. Labour budget is a financial statement report that express the user about various future prediction related to the total working hour and rate per hour which would be paid by a company. Labour budgeting reports are prepared by the organizations to analyze the total labour hour which would be required for managing the business. This helps the business to make the next steps accordingly (Nobes and Parker, 2008). According to this case, the labour of the company is total 6 in the number which are working for the 6 days in a week and the working hours of the company is 6 hours in a day. Rate of the labour is $ 23 per labour hour and the total week in a month is 4 Cash budget is a financial statement report that express the user about various future prediction related to the cash outflow and cash inflow. Cash budgeting reports are prepared by the organizations to analyze the total outflow and inflow which could be got through total revenue and the expenses. This helps the business to make the next steps accordingly. According to this case, the cash inflow and outflow varies each year. There is no similarity in the cash flows of the company (Bierman, 2010). Thus according to this case, it has been found that the budgeting reports of the company would offer helps the business to make the next steps according to the cash budget, sales budget and labour budget of the company. Practical issues linked with investment: Various practical issues could be linked in this investment opportunity such as management of the amount, economical issues, internal issues and the external issues (Van der Stede, 2001). In second investment, various figures and amount have been analyzed to identify the total return from the investment. More, it has been found that still, various techniques would be required for the investors to analyze the first investment proposal. In this report, capital budgeting techniques have been analyzed to identify the performance of the investment proposal and the total return which would be got by the investors through this investment project (Radebaugh, Gray and Black, 2006). Initial Cost $ -3,90,000 Cash Inflows June $ 1,00,000 July $ 2,30,000 Aug $ 1,90,000 Sept $ 1,40,000 Comparison of investment opportunity: After evaluating both the investment, it has been found that both the business would offer high return to the investors now it depends over the investor to find a better plan according to their suitability as both the opportunities are different from each other. Conclusion: Thus, it could be said that investment plays a crucial role and is required for everyone to manage the funds and enhance the worth of the invested amount. References: Bierman, H., (2010).An introduction to accounting and managerial finance: a merger of equals. World Scientific. Brewer, P.C., Garrison, R.H. and Noreen, E.W., (2005).Introduction to managerial accounting. McGraw-Hill Irwin. Brown, P., Beekes, W. and Verhoeven, P., (2011). Corporate governance, accountin Deegan, C., (2013).Financial accounting theory. McGraw-Hill Education Australia. Garrison, R.H., Noreen, E.W., Brewer, P.C. and McGowan, A., (2010). Managerial accounting.Issues in Accounting Education,(25(4), pp.79(2-793. Horngren, C.T., (2009).Cost accounting: A managerial emphasis, 13/e. Pearson Education India. Lafond, R. and Roychowdhury, S., (2008). Managerial ownership and accounting conservatism.Journal of accounting research,46(1), pp.101-135. Needles, B., Powers, M. and Crosson, S., (2013).Financial and managerial accounting. Nelson Education. Nobes, C. and Parker, R.H., (2008).Comparative international accounting. Pearson Education. Radebaugh, L.H., Gray, S.J. and Black, E.L., (2006).International accounting and multinational enterprises. New York, NY: John Wiley Sons. Van der Stede, W.A., (2001. Measuring tight budgetary control.Management Accounting Research,1(2(1), pp.119-137.
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